Benefits Home Page

New Year, New Numbers

Be health ready in the new year with your health plan and prescription checklist. On January 1st of each year, deductibles, coinsurance maximums and out-of-pocket maximums reset. You may pay more for a script after January 1st than you may have paid in December. ERS has posted a ERS New Year Checklist with more information.

Texas Department of Insurance's Texas Healthcare Costs - Consumer Information Guide

TDI has created a Consumer Information Guide to help create an estimate of what different services and procedures usually cost. You can compare both in-network and out-of-network information by zipcode and see the average cost for different parts of the state for the same service. Please note data used is based on 2016 claims.

Blue Cross Blue Shield - HealthSelect "Find a Cost"
By logging into your "My HealthSelect" account, you are able to find and compare costs to services and procedures. The HealthSelect tool searches for provides given your location, type of procedure you chose and gives you the estimated cost given the benefit per the medical plan you are enrolled in.

 Employee Assistance Program/Mental Health

Medical, Prescription & Retirement Information

ERS still requires at least 10 years service credit with an agency that participates in the Texas Employees Group Benefits Program (higher education or state department/agency) to be eligible for GBP retiree insurance.

Click here to view the Ready, Set, Retire Presentation for Higher Education employees.

Optional Coverage

 Other Benefits and Information

NOTE:  Most employee out-of-pocket premiums are automatically paid with pre-tax dollars authorized by the Internal Revenue Code. This includes premiums deducted from your paycheck for health and dental coverage, Optional Term Life Insurance, and Voluntary AD&D. Premiums for Dependent Term Life and Disability insurance are paid with after -tax money, so that you do not pay tax on any benefits you may receive. Should you have Optional Term Life Insurance of more than $50,000 a portion of that premium could be taxed.